The VIZI® Score is a 300–850 creditworthiness score built entirely from verified blockchain data. Same scale as FICO®. No identity required. Accepted by lenders, displayed by wallets, readable by anyone.
300–850. On-chain. Real-time. Built from 8 blockchain-verified signals weighted to match FICO®'s predictive logic — applied to DeFi lending, wallet history, and balance consistency.
Wallets display it. Lenders accept it. Exchanges use it. One scale that everyone already knows how to read — no translation, no model retraining, no custom integration per lender.
A single API call returns a full 300–850 score with signal breakdown in under 15 seconds. Any licensed partner can pull it. VIZI® never touches a loan.
On-chain data is a better credit signal than most traditional data. Every event is timestamped, cryptographically verifiable, and impossible to alter. No creditor self-reporting. No human error. No lag.
The score weighs eight signals drawn directly from blockchain records — with repayment history and liquidation record carrying the most weight, exactly as FICO® weights payment history and derogatory marks.
If you've been borrowing responsibly on Aave, repaying on time, and keeping healthy collateral — that history has value. Traditional lenders can't see it. VIZI® makes it visible and actionable.
Check any wallet address free. No account, no wallet connection, no identity required. Your score updates in real time as your on-chain history grows.
Check My Score Free →Paste any address and get a full 300–850 score with signal breakdown. No login, no wallet connection.
Your score updates as your blockchain activity changes — not on a 30-day reporting cycle like traditional bureaus.
Every signal weight is published. You know exactly what moves your score and by how much.
VIZI® scores wallets, not people. No name, no SSN, no credit file created or modified.
Millions of creditworthy borrowers have thin or no traditional credit files — but years of responsible DeFi borrowing history. The VIZI® Score makes that history readable in a format your underwriters already know.
One API call returns a 300–850 score with full signal breakdown. Read it the same way you read a FICO® score. No model retraining required.
See Lender Integration →Score crypto-native applicants who are creditworthy but invisible to traditional bureaus. Approve borrowers you're currently declining.
No new underwriting model required. A 300–850 score fits directly into existing decisioning systems.
Every score includes the contribution of all 8 signals. Loan officers see exactly what drove the number.
Every score pull includes real-time sanctions screening. Any flagged address returns a compliance alert before you make a decision.
Embed the VIZI® Score directly in your wallet interface. Your users see their creditworthiness grow over time. You give them a reason to stay, transact more responsibly, and return to your platform for credit products.
The VIZI® score widget drops into any wallet UI in under a day. Full white-label available for enterprise partners.
Become a Partner →Users with a VIZI® Score check it regularly. A visible score drives responsible behavior and increases time-in-app.
Drop-in widget displays the score, grade, and key signals. Fully styled to match your design system.
Enterprise wallet partners can deploy VIZI®-powered scores under their own brand at volume pricing.
When your users apply for credit through VIZI®-integrated lenders, you earn a share of the origination revenue.
Traditional bureaus were built for the 1970s. The VIZI® Score was built for on-chain financial history.
* Equifax®, TransUnion®, and Experian® are registered trademarks of their respective companies. VIZI® does not compete with or replace traditional credit bureaus — it scores on-chain wallet history they do not cover. Full comparison →
Every signal in the VIZI® Score is sourced from immutable, publicly auditable blockchain records. No self-reported data. No opaque creditor feeds.
Check any wallet for free. If you're a lender or wallet partner, start your integration today.